Sneak Peek: PH Bank (rebuilt and optimized)
A full rebuild of the Isla Philippines banking system — new interface, multiple accounts, PIN security, transfers, and a complete transaction history.

Developer Announcement
Following the V2 registration system, here's your next sneak peek — PH Bank has been completely
rebuilt from the ground up. Faster, cleaner, and far more capable than the old system.
Here's a walkthrough of what's changed, section by section.
Your account at a glance
The Overview tab is the new home screen. Your virtual debit card, account number and balance sit together in one place, and your cash on hand and available balance stay pinned to the header no matter which tab you're on — so you always know where you stand before you commit to a transaction.
- Virtual debit card with a unique 12-digit account number
- Account holder, primary status and balance at a glance
- PIN kept hidden behind a reveal toggle
- Recent activity log for every account event
Send money to anyone
Transfer funds straight to another player's account number, with a reference and a message attached so they know exactly what it's for. No more meeting up in person just to hand over cash.
- Send to any 12-digit account number
- Attach a reference and a message to every transfer
- 10% transfer fee, deducted from the amount received
Cash out on your terms
Withdraw any amount you like, or use the quick buttons for the common ones. Every withdrawal is itemized in your history — how much left the account, what you received as cash, the fee taken, and the balance you were left with.
- Quick amounts for $100, $500, $1,000 and $5,000
- 5% service fee, shown before you confirm
- Full breakdown written to your withdrawal history
Deposits, fully itemized
Depositing works the same way, and keeps its own separate history. Nothing is ever a mystery — you can trace exactly where every peso went, long after the fact.
- Cash paid in, amount credited, fee and resulting balance all logged
- Timestamped entries you can scroll back through
Security you control
Accounts are protected by a 4-digit PIN, and every change to it is recorded. If someone has been in your account, you'll see it. Settings is also where you manage the account itself.
- Change your PIN at any time, with a full change history
- Set any account as your primary
- Open additional accounts, or permanently close one
A secured terminal
Your PIN is entered on a dedicated keypad rather than typed into a text box — no PIN sitting in your chat box, and nothing for a shoulder-surfer to read off your screen.
Opening an account
New accounts are issued instantly at the counter with a card number and a default PIN. You're no longer limited to a single account — open as many as you can justify, and set whichever you like as primary.
- Instant issue with card number and default PIN
- Change the default PIN immediately after your first login
- Additional accounts cost $2,500 for each account you already hold